About Me

about me getmoney rich blogger

I am Mani, the Founder of getmoneyrich.com. I am a graduate from a non-financial background. In fact, when I completed my Engineering degree I never though that one day I would write on topics of finance.

But this is true that somewhere deep inside, I had special liking for economics, finance, investment, money management etc.

From my childhood days I like numbers. Though studies were not my strong point, but I used to do OK with numbers. I used to fare well even with little complicated calculations. But numbers were not my first liking.

I realized my liking for ‘writing’ quite late. I realized it while facing one of the toughest phase of my life. Whenever I used to get stressed out, I used to write. It was a BIG stress buster for me. Probably this is from where the roots of my blogging began to grow.

Today I love Blogging. I love writing for my readers. I do not seem to get tired when I am blogging 🙂

During my school days, writing long essays and letters was not difficult for me. I could fill pages effortlessly. English grammar was my weakness, but I managed as I used to read books. So, even without much of an English grammar I could frame sentences fairly well. Writing for self, liking for books, essay/letter writings in exams were few early signs about my passion. But I was dumb not to realize it then.

Possibly god wanted me to wait for sometime (….everything happens for a purpose…..perfectly fits in here). I developed a second liking for finance when I was already a professional. My passion for investment & personal finance grew when I started living away from my parents. The need for effective money management was felt more strongly when I was on my own. Back then I was reading about ‘how to manage finance’.

One day I got hold of a book which my father gifted me in year 2003. It was stacked below my college books. It was a small book with its cover named ‘Rich Dad Poor Dad’. Though such catchy names do not attract me, but I decided to read that book. This book changed my life. It was an eye opener for me. My liking for personal finance and investment only grew from there. Thanks to Mr. Robert Kiyosaki for writing such an inspirational book.

My liking for ‘writing’ and ‘finance’ converged into one when I wrote my first blog in 2007. In those days I used to design my webpages my self. It was quite a task for a non techie person like me. It did not took me long to know about wordpress. My real blogging started from there. In year 2008 I purchased the domain www.getmoneyrich.com.

Blogging didn’t happened to me as a coincidence. It was a very conscious decision and I am lucky that my blog is becoming popular now. The idea with which I started blogging still stands true. I want to achieve ‘Financial Independence’. These are ‘not just any two words’ for me. Like people recite Slokas, I do everything in my life to make ‘financial independence’ a reality. It works like a search light for me. It has given a direction and purpose to my life.

about me getmoneyrich blogger

I have a special liking for equity linked investments. I realized early that investment does not mean just ‘buying and selling shares’. The book that I got my hands on was “The Little Book that Beats the Market” by Joel Greenblatt. This book was referred to me by a family member. He is a IIT graduate now settled in US. The book was fantastic and helped me to understand equity. With help of this book I started playing with financial statement of companies on my excel sheet. I also referred other books on investment. I read about security analysis, reading financial statements etc. The concept of value investing is something that I really follow for myself.

During my ongoing study about investment I came across a personality named Warren Buffett. It was the Buffett’s philosophy in investments that changed the way I look at equity today. He has inspired me to go in greater depths of financial statements. There was time when I was blank on financial statements. Now I am able to read it comfortably. I am even trying to self-learn and estimate the intrinsic value of businesses. This is my work-in-progress at the moment…

I have also realized that very few credible contents are available on i the internet about investment. I wanted to share my investment realization with my readers. It was then that a tagline first struck my mind. And this tag explains what investment means to me, “Investment is a necessity, its not an option”. In 2008 I started my blog www.Getmoneyrich.com. Whatever I was reading and implementing on investment, I started to put it in my blog. Within months I realized that blogging has become my passion. Today not a single day can pass without me adding some value to my blog.

For me, reading, investment and blogging fuels each other. The more I was reading the more effectively I was investing. Effective investment motivates me to write a useful blog for my readers. I must admit that the whole cycle of reading, investing and blogging gives me immense satisfaction. This blog has allowed me to blend all my passions into one. All of my blogging and investing skills are self taught. I try to keep my expressions in my blog as real as possible. I keep updating my old contents as and when I realize new things.

I am spending lot of time researching and refining my investing skills. I have a goal of achieving financial independence in next 10 years. I have realized that investment of money is ‘my way’ of achieving financial independence. Now a stage has come into my life where everything I do is for achievement of that ultimate goal. Every single article I write in my blog is my learning that brings me one step closer to my goal.

In case you want to contact me directly…do so here…

43 Comments on "About Me"

  1. VRINDA ROHIT SHAH | August 2, 2017 at 3:19 pm | Reply

    nice blog..i came across when i was googling for property related reit funds..good

  2. Hi Mani, what is your average earning from this blog. Just curious.

  3. Thank you for the blog. It is very helpful. Easy to understand and useful.

  4. I am trying to write a e-book on share market.
    It will be free of cost.
    I really like your explanation on “How Day Trading Ruined Peoples Life.”
    can I write your reference and content of the article

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  6. Hi Manish! This is a great blog you’ve got going on here- glad I came by it. I’d like to ask a couple of questions about one of your posts in particular, so I was hoping you wouldn’t mind granting me 5 minutes of your time to discuss it by email :). Looking forward to hearing from you. Thanks!

  7. Dear Sir,

    Thanks for helping me but I am still confused that how to obtain 14% of Company “A”.

    Please check my both calculation (given below) and advise me where I am doing mistake.

    Company (A)

    a) 15 / 10 = 1.5

    b) 1 year / 7 years = 0.1428

    c) 1.5^0.1428 = 1.0596

    d) 1.0596 – 1 = 0.059 x 100 = 5.96 (6%) (whereas your ratio is 14%)

    Company (B)

    a) 5 / 1 = 5

    b) 1 year / 7 years = 0.1428

    c) 5^0.1428 = 1.2583

    d) 1.2583 – 1 = 0.2583 x 100 = 25.83 (26%)

    Thanks & Regards,

  8. Dear Sir,

    I have read an article on the this website few month ago at the subject of “Ask these Questions Before Investing in Stocks”

    in middle you have given and example (given below).

    “Suppose in 2005 two companies A & B has EPS of 10 and 1 respectively and in 2012 their EPS is 15 and 5. It means that company A’s EPS has grown at rate of 14% per annum in last seven years where as company B’s EPS has grown at rate of 26% in last years”.

    I want to know the formula that how did you obtain the ratio of EPS 14% per annum of company “A” and the 26% of company “B”?

    Kindly advise the formula as I am new on this field and I want to learn.

    I shall be very thankful to you.

    Thanks & Regards,

  9. Thank you for all you comments, I am looking for some advice and believe you could help me out with.

    We are planning to sell one of our property worth around 50L (Market value) and buy another house in a year or two.

    Please can you suggest us how we can invest that 50L for one year please.

    Looking for your suggestions and thank you in advance.

  10. Good day Manish,
    Just read about you today, thats a very beautiful dream you have to be a financially free man in next 10 years. Since i share the same dream and helping my friends and others for the same.

    Please do let me know if we can have a talk with each other may be on a phone call, we can help each other and others too in that making the society independent of the government traps.

    Hoping for a affirmative response from your side, I will share my number with you.

    Thanks & Regards,
    Mohit Garg

  11. Vaibhav Singh | June 30, 2014 at 7:11 pm | Reply

    Great good and going….

    Thanks a ton sir. Keep your spirits and passion for writing up for the favor of mankind and many those who follow….

  12. policykiduniya | June 16, 2014 at 1:15 pm | Reply

    hello manish

    I would like to submit one article in your blog.
    Please provide necessary information require for submit the article. OR i can also ready for paid review from your side

  13. I am Balaji working as a manager in a reputed company in chennai. Recently, I went through your blog and found it quite impressive. More than impressive, I would say it as very practical.

    I have taken your guidance in many occasions and it is helpful in day to day life.

    Now, I am in a fix whether to buy a car or rent one.

    Could you provide your idea/ guidance so that I can buy or hire a car.
    In Rs Remarks

    A Ex- showroom Cost of the car 720000 car like i20

    B On road price of the car 800000 car like i20

    C Initial ( down payment) 200000

    D Car loan 600000

    E Interest @ 12.5 % P.A 201576 12.50%

    F Tenure 5 years

    G EMI per month 13360 Rs.

    H Total cost of the car 1001576 C+ D+E

    I Interest loss for investment ( down payment) for tenure of 5 years 80000 8%

    J Grand total 1081576


    K Usage of car OWN HIRE

    L No. of KMs used ( on a avg) per week 100 kms 100
    No. of KM s used per month 400 400
    M Mileage of the car 14 Kmpl

    N Fuel cost per litre 78 Petrol

    O Cost of fuel per KM 5.6 N / O 19

    P Avearge fuel cost spent per week 557.1 O * L 1900

    Q Fuel cost spent per month 2228.6 P * 4 7600

    R Fuel cost spent per annum 30085.7 P * 54 102600

    S Maintenace/insurance cost ( incl parking/ toll) of the car per annum 15000 0

    T Interest loss per annum for down payment 16000 8 % interest for tenure of 5 years

    U Total ( Fuel + maintenance) 45086 102600

    V EMI paid per annum 160320 0

    W Total cost per annum for car expense till 5 years 221406 102600

    Should we to buy a car which will cost me one lakh more inspite of driving, parking, maintenance etc?

    Y After 5 years / car loan 61086 for calculation sake, maintenance cost, fuel price unaltered 0

    Z Total cost 61086 102600

    AA Payback calculation are as follows

    AB Expected number of years to be used 20 yrs

    AC Total cost spent for five years 1107028.6 513000.0

    AD Total cost spent for balance years 916285.7 1539000.0

    AE Total cost for all years 2023314.3 2052000.0

    AF Payback on owning a car is 20 years

    Is my calculation right? Please guide me.

  14. Hi
    can u plz provide me best stock tips provider site or company with best accuracy in tips..

  15. What are long term and short term investment options in India for NRIs and what are tax rates on the same? Can you please put some focus on it? Thanks.

  16. Gautam Viradiya | February 10, 2014 at 5:15 pm | Reply

    Dear sir,
    Intrinsic value of any stock is depends on CMP?I mean if stock price goes up and down daily(during market hour)intrinsic value of stock is also flactuate with it?

  17. Dear manish,
    congrats for such a useful blog. I really very informative. I have a doubt & if you can help to get in clarified then I will be highly obliged. let’s say I bought one share of TCS at Rs.2000 today. After how many days/ months, I will be entitled to TCS dividend. Second, for example, TCS declare 2000% dividend on face value of Re 1, then how many rupees, I will receive as dividend.
    Thanks & regards,

    • Eligibility for dividend starts immediately on purchase of shares

      2000% of Rs 1 is Rs20. So you will be eligible for Rs20/share as dividends

      • Hi manish,
        thanx for clarifying my small doubt. Now I would like to ask you as fundamentalist, when we can expect next bull run in Indian stock market.


  18. I have read few articles and i liked what i read! Hope to read many more.. Thanks for spreading awareness about investments.

  19. HI Mr. Choudhary,
    I recently came across your blog. Thank you for providing your readers with such detailed financial & investing articles, in an easy to understand and comprehensive manner. I specially liked your articles on being Financially independent which I found very practical and relevant to the indian context. Keep up the good work, your an asset to society. I pray you keep providing us with your financial wisdom.

    Best regards

  20. Dear Manishji,
    Wish you a very Happy Deepavali and prosperous Nutan Varshaabhinandan from bottom of my heart. I am really grateful which you have given and still giving me the complete makeover of my material life, and wide understanding of investing. Hope dear Bhagawan will continue giving you help and strength to write a very useful investing articles for all of us.
    Saurabh Chavda

  21. M Surendra Babu | October 2, 2013 at 5:09 am | Reply

    Whare i will get daily or real time or monthly List of Low PE Stocks in India with its PEG Ratio?

    • Gautam Viradiya | February 10, 2014 at 5:20 pm | Reply

      Dear M Surendra Babu
      PEG ratio(not only PEG but many other ratio like ROE etc) of any Indian stock can be easily available on screener.in

      Enjoy !!!!

  22. M Surendra Babu | October 2, 2013 at 5:07 am | Reply

    where i will get daily low PRG list?

  23. An outstanding share! I’ve just forwarded this onto a colleague who had been conducting a little homework on this. And he in fact ordered me dinner because I stumbled upon it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending time to talk about this matter here on your web site.

  24. Gautam Viradiya | July 25, 2013 at 6:28 am | Reply

    Dear Sir,
    I also have interest in Fundamental Analysis,for that i have red some books and articles online,I request you to please suggest me some book of Fundamental Analysis.
    waiting for your precious reply.

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