Not many will debate this fact that investment of money is an area where majority lacks the expertise. One day my wife told me that everyone cannot be an engineer, doctor, lawyer, sportsman etc similarly everyone cannot be a investor. Her comment was very reasonable, and I am sure most of us have given ourselves the same reasoning’s and refrained ourselves from the investment advantage. But I feel that investment is something which you shall treat as one of the necessities of life, the way your east, sleep, socialize, do job, study in the same spirit you shall learn and do investment.

In order to understand how ignorant we can be about using our investment advantage I will take one example. Not long back, a financial planner visited us in office and tried to give us some investment tips. I never realized then that how genuine those tips was from that individual. I do not remember his name or any contact details, the only thing I remember was that he was a representative of a well known bank in India. If I happen to locate that man again, I am sure going to hire him as my personal financial adviser for sure. I curse myself that how foolish I can be to loose a man like that, I really lost an investment advantage that day. It was late Friday evening that day and few of my colleagues joined to attend a small presentation by that man. First of all he loaded us with so many investment jargons at a time that I thing our personal egos got hurt (not many times I can be brave to accept this fact). And maybe this is also one of the reason that we rebuffed that man who was according to me (now) one of the most honest and intelligent investor for his age. By the time he was about to finish his presentation, majority of the audience was half sleeping and as it was Friday evening I was on my planning way on how to spend the weekend with my family. It was those days of late 2007 when the world market was about to see the biggest debacle of all time. I am one of those person who is very attracted to figures and calculations. I remember one of his slides where he showed us one real example of stock which was trading at most attractive price according to him. He showed us some figures which meant nothing to me then:

At that time everything he showed to us made us think that he is only trying to confuse us by showing those numbers. To us the easiest would have been to tell which stocks to buy and which to sell. But instead he choose to educate us by preparing a presentation that would prove his expertise and intelligence and in turn we would hire him as our financial planner. But that intelligent boy did not realized that he showing those value investing tips to a group of nuts. I was not alone in that group that behaved like fools that day, may be my fellow colleagues were even more hurt by the knowledge as I heard them leaving the room saying, stocks market of for gamblers, I do not have money to invest, I will rather buy a insurance policy which is safe, I have to buy a car and what not.

Today when I have become so passionate about investment and have truly understood that why we should invest money I really regret my decision of not starting investing earlier. I have lost immense amount of time and my passion of attaining financial freedom has got tougher. But at least I have started, its better to be late than never. Specially when it comes to money starting to realize and apply the investment advantage can never be treated as late. You shall start investing your hard earned money from the day you realized its potential.

I am fortunate to have understood this power of investing comparatively early in my life. I am sure that by the time I am nearing 50 years of age, I would have already spent nearly 15/20 years of time in building a massive investment portfolio for my family. In those days my asset would alone start generating enough money for me that I need not be dependent on my job for managing my expenses of life. Learning the basics of investing was the hardest part, but after that it has been a self evolving process. The more I apply my knowledge in refining my investment advantage the more appropriate my investments are goals.

Possibly investment advantage is the best thing that could have happened to me in my life. If I will say that the I am a different person today in the process of managing my investment it will not be a wrong statement. The portfolio creation has made me understand and realize some golden rules of investing that is only going to increase my personal worth day after day. The investment advantage that I am developing by creating an asset rich portfolio has motivated me to share my experience with my readers. The bottom line is, ‘please start investing wisely’ if you have not done it in your recent times.

“Investing is not an option it is a necessity of life”.

I used this as a punch line of my blog for years. Even today I find this statement so valid and fruitful. It is our mistake that we consider investment as an alternative to wealth building. But in reality without investing your hard earned money you will end up spending your money like trash and end us as a pauper. There is no denying of this fact that we all shall use the investment advantage to make our life a happier and free than today. Give yourself the wings to fly like a free bird, give yourself the investment advantage by being financially independent. Create and substantial investment portfolio full of assets that generates streams of income for you.

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