Why I am writing this Recently, a political party tweeted about the stock market. It said the market has been falling for a month and investors have already lost about ₹17 lakh crore. We see such headlines every time the market falls. “₹X lakh crore wiped out.” But does a fall in the index really…
Most people would do SIPs in 7 different mutual fund categories and treat all 7 the same way. They would invest the same amount in every category, no matter what’s happening in the market. That’s where we often go wrong with our mutual fund investment, I think. Here’s the rule I actually follow Every fund…
Nifty 50 has fallen about 11% from its peak. Many of my readers have been asking me the same question. “If I put a lump sum in a Nifty 50 ETF today and hold it for 15 years, what return will I get?” Most people will quickly say 12% (past performance). Some will say 15%,…
A few weeks back, one of my subscribers asked me a simple question. He wanted his money to be safe. He wanted 8% returns. And he wanted to withdraw it in two days if an emergency came up. Sounds reasonable, right? That’s what I thought too, until I actually sat down and tested it. Turns…
The government has increased the EPFO wage ceiling from ₹15,000 to ₹25,000 per month. Since this news broke, I have been getting a lot of messages from readers who are confused and a bit worried. The question is simple: Does this hike make my PF contribution go up now? And if it does, will my…
What Every First-Time Investor Should Verify If you’re moving your retirement corpus into mutual funds for the first time, especially through an online distributor platform you’ve never used before (like Groww, Zerodha Coin, ET Money, etc.), how to ensure that your invested money is safe? We also have bank-led platforms like HDFC Bank, ICICI Direct,…
The stock isn’t falling because of one specific reason. I think there are three things causing this steep fall. First, the base was already weak. Q1 FY27 net profit (PAT) fell 28% YoY to ₹136 crore. EBITDA margin slipped to 17% from 24% a year ago. Kotak has held a Sell rating for months with…
India’s GDP growth is 7.8%, but Subhash Garg says it’s really 2.6%. Here’s a step-by-step explanation of the base-year revision and the real math behind both numbers. Which one you should actually trust? I’ve explained my take on it. You can also watch this video to understand this matter.
I filtered 1,000 stocks down to 206 using just three conditions — ROCE, debt, and growth. Here’s the exact filter combination, step by step.
Bought before or after 1st April 2023? Your debt fund’s tax rate depends entirely on it — here’s exactly how much you’ll pay either way, with real numbers
HDFC Bank’s share price target for 2030 depends on business recovery. Although the merger pressure keeps the stock cheap today, solid loan quality and expanding branches point toward a sustainable growth. There are three key business triggers that could be the next trigger for HDFC Bank
I almost shut down Stock Engine because of ChatGPT. New subscribers had slowed down, investors were switching to AI chatbots for stock research, and I honestly felt my tool had become irrelevant. But when I sat down to compare both honestly, what I found will make you think twice before using ChatGPT for stock picks.
