About Me

about me getmoney rich blogger

I am Mani, the Founder of getmoneyrich.com. I am a graduate from a non-financial background. In fact, when I completed my Engineering degree I never though that one day I would write on topics of finance.

But this is true that somewhere deep inside, I had special liking for economics, finance, investment, money management etc.

From my childhood days I like numbers. Though studies were not my strong point, but I used to do OK with numbers. I used to fare well even with little complicated calculations. But numbers were not my first liking.

I realized my liking for ‘writing’ quite late. I realized it while facing one of the toughest phase of my life. Whenever I used to get stressed out, I used to write. It was a BIG stress buster for me. Probably this is from where the roots of my blogging began to grow.

Today I love Blogging. I love writing for my readers. I do not seem to get tired when I am blogging 🙂

During my school days, writing long essays and letters was not difficult for me. I could fill pages effortlessly. English grammar was my weakness, but I managed as I used to read books. So, even without much of an English grammar I could frame sentences fairly well. Writing for self, liking for books, essay/letter writings in exams were few early signs about my passion. But I was dumb not to realize it then.

Possibly god wanted me to wait for sometime (….everything happens for a purpose…..perfectly fits in here). I developed a second liking for finance when I was already a professional. My passion for investment & personal finance grew when I started living away from my parents. The need for effective money management was felt more strongly when I was on my own. Back then I was reading about ‘how to manage finance’.

One day I got hold of a book which my father gifted me in year 2003. It was stacked below my college books. It was a small book with its cover named ‘Rich Dad Poor Dad’. Though such catchy names do not attract me, but I decided to read that book. This book changed my life. It was an eye opener for me. My liking for personal finance and investment only grew from there. Thanks to Mr. Robert Kiyosaki for writing such an inspirational book.

My liking for ‘writing’ and ‘finance’ converged into one when I wrote my first blog in 2007. In those days I used to design my webpages my self. It was quite a task for a non techie person like me. It did not took me long to know about wordpress. My real blogging started from there. In year 2008 I purchased the domain www.getmoneyrich.com.

Blogging didn’t happened to me as a coincidence. It was a very conscious decision and I am lucky that my blog is becoming popular now. The idea with which I started blogging still stands true. I want to achieve ‘Financial Independence’. These are ‘not just any two words’ for me. Like people recite Slokas, I do everything in my life to make ‘financial independence’ a reality. It works like a search light for me. It has given a direction and purpose to my life.

about me getmoneyrich blogger

I have a special liking for equity linked investments. I realized early that investment does not mean just ‘buying and selling shares’. The book that I got my hands on was “The Little Book that Beats the Market” by Joel Greenblatt. This book was referred to me by a family member. He is a IIT graduate now settled in US. The book was fantastic and helped me to understand equity. With help of this book I started playing with financial statement of companies on my excel sheet. I also referred other books on investment. I read about security analysis, reading financial statements etc. The concept of value investing is something that I really follow for myself.

During my ongoing study about investment I came across a personality named Warren Buffett. It was the Buffett’s philosophy in investments that changed the way I look at equity today. He has inspired me to go in greater depths of financial statements. There was time when I was blank on financial statements. Now I am able to read it comfortably. I am even trying to self-learn and estimate the intrinsic value of businesses. This is my work-in-progress at the moment…

I have also realized that very few credible contents are available on i the internet about investment. I wanted to share my investment realization with my readers. It was then that a tagline first struck my mind. And this tag explains what investment means to me, “Investment is a necessity, its not an option”. In 2008 I started my blog www.Getmoneyrich.com. Whatever I was reading and implementing on investment, I started to put it in my blog. Within months I realized that blogging has become my passion. Today not a single day can pass without me adding some value to my blog.

For me, reading, investment and blogging fuels each other. The more I was reading the more effectively I was investing. Effective investment motivates me to write a useful blog for my readers. I must admit that the whole cycle of reading, investing and blogging gives me immense satisfaction. This blog has allowed me to blend all my passions into one. All of my blogging and investing skills are self taught. I try to keep my expressions in my blog as real as possible. I keep updating my old contents as and when I realize new things.

I am spending lot of time researching and refining my investing skills. I have a goal of achieving financial independence in next 10 years. I have realized that investment of money is ‘my way’ of achieving financial independence. Now a stage has come into my life where everything I do is for achievement of that ultimate goal. Every single article I write in my blog is my learning that brings me one step closer to my goal.

In case you want to contact me directly…please leave a message here…

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16 Comments on "About Me"

  1. Hi Mani,
    What are you views on the market correction at the moment? Sensex came to about 32k from 36k levels and is now at 33k levels. The P/E ratio is still on the higher side though. Do you think the market can further go down to 29/30k levels this year?

    Thanks & Regards

  2. VRINDA ROHIT SHAH | August 2, 2017 at 3:19 pm | Reply

    nice blog..i came across when i was googling for property related reit funds..good

  3. Hi Mani, what is your average earning from this blog. Just curious.

  4. Thank you for the blog. It is very helpful. Easy to understand and useful.

  5. I am trying to write a e-book on share market.
    It will be free of cost.
    I really like your explanation on “How Day Trading Ruined Peoples Life.”
    can I write your reference and content of the article

  6. Sugeesh Sugathan | January 3, 2015 at 12:16 pm | Reply

    We have created a couple of Online tools (Health Insurance / Term Insurance). The goal being to help customers understand how much insurance cover they require before they decide to buy a policy. Links given below. Please give us your feedback:-
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  7. Hi Manish! This is a great blog you’ve got going on here- glad I came by it. I’d like to ask a couple of questions about one of your posts in particular, so I was hoping you wouldn’t mind granting me 5 minutes of your time to discuss it by email :). Looking forward to hearing from you. Thanks!

  8. Dear Sir,

    Thanks for helping me but I am still confused that how to obtain 14% of Company “A”.

    Please check my both calculation (given below) and advise me where I am doing mistake.

    Company (A)

    a) 15 / 10 = 1.5

    b) 1 year / 7 years = 0.1428

    c) 1.5^0.1428 = 1.0596

    d) 1.0596 – 1 = 0.059 x 100 = 5.96 (6%) (whereas your ratio is 14%)

    Company (B)

    a) 5 / 1 = 5

    b) 1 year / 7 years = 0.1428

    c) 5^0.1428 = 1.2583

    d) 1.2583 – 1 = 0.2583 x 100 = 25.83 (26%)

    Thanks & Regards,

  9. Dear Sir,

    I have read an article on the this website few month ago at the subject of “Ask these Questions Before Investing in Stocks”

    in middle you have given and example (given below).

    “Suppose in 2005 two companies A & B has EPS of 10 and 1 respectively and in 2012 their EPS is 15 and 5. It means that company A’s EPS has grown at rate of 14% per annum in last seven years where as company B’s EPS has grown at rate of 26% in last years”.

    I want to know the formula that how did you obtain the ratio of EPS 14% per annum of company “A” and the 26% of company “B”?

    Kindly advise the formula as I am new on this field and I want to learn.

    I shall be very thankful to you.

    Thanks & Regards,

  10. Thank you for all you comments, I am looking for some advice and believe you could help me out with.

    We are planning to sell one of our property worth around 50L (Market value) and buy another house in a year or two.

    Please can you suggest us how we can invest that 50L for one year please.

    Looking for your suggestions and thank you in advance.

  11. Good day Manish,
    Just read about you today, thats a very beautiful dream you have to be a financially free man in next 10 years. Since i share the same dream and helping my friends and others for the same.

    Please do let me know if we can have a talk with each other may be on a phone call, we can help each other and others too in that making the society independent of the government traps.

    Hoping for a affirmative response from your side, I will share my number with you.

    Thanks & Regards,
    Mohit Garg

  12. Vaibhav Singh | June 30, 2014 at 7:11 pm | Reply

    Great good and going….

    Thanks a ton sir. Keep your spirits and passion for writing up for the favor of mankind and many those who follow….

  13. policykiduniya | June 16, 2014 at 1:15 pm | Reply

    hello manish

    I would like to submit one article in your blog.
    Please provide necessary information require for submit the article. OR i can also ready for paid review from your side

Your comments fuels me to write better...